Mashreq, a leading financial institution in the MENA region, has partnered with Toothpick, a prominent healthcare platform with a network of more than 1,000 dental and aesthetic clinics, to launch Mashreq NEO Credit Loans, a new embedded financing solution that enables customers using Toothpick network clinics across the UAE to access flexible, high-value financing directly at the point of care.
The new partnership means for the first time in the UAE healthcare sector, patients can finance dental and aesthetic treatments of up to AED 150,000 through a fully digital, integrated, and seamless journey. The solution removes traditional payment barriers for higher-ticket procedures, allowing customers to proceed with treatments with greater confidence and affordability.
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The agreement marks an important milestone in Mashreq’s Banking-as-a-Service strategy, reinforcing its leadership in embedded finance and digital lending. By integrating Mashreq NEO Credit Loans into Toothpick’s platform, Mashreq expands its reach into the healthcare ecosystem while delivering a customer-focused experience that aligns with the UAE’s accelerating shift toward digital banking solutions.
Commenting on the partnership, Ghazal Al Sakaal, Global Head of Ecosystems and Platform Banking at Mashreq said: “Our collaboration with Toothpick reflects Mashreq’s commitment to delivering innovative and accessible financial solutions that meet real customer needs. By embedding high-value financing solutions directly into the healthcare journey, we are enabling patients to make important treatment decisions with greater ease while supporting clinics with a seamless, trusted payment experience.”
Sary Azakir, Co-founder and Chief Growth Officer at Toothpick, said:“Our partnership with Mashreq introduces a new standard for healthcare financing in the UAE. We thank Mashreq for their trust in the Toothpick ecosystem, and we look forward to innovating together by combining Toothpick’s strong clinic network with Mashreq’s digital lending capabilities. Using innovation and technology to expand access to care and help bridge financial challenges will remain our focus and commitment.”












